I’m on State Disability and will be transitioning to Unemployment soon. While on Unemployment, for however long it is, I will not be able to pay my credit card debt. I am about to lose my home, also. While I’m not paying my credit card debt, will stores reject my debit card as a method of payment, if I have enough money in the bank to cover the transaction? Thx.
If You Default On Your Credit Cards Are You Allowed To Still Use Your Debit Card?
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Your debit card is based on your bank/checking account. As long as there are no problems with your checking account, you can use your debit card even if you are defaulting on credit cards.
Yes u can still use ur debit card… Unless they start sending u to collection and that leads to garnishment of wages .. they won’t mess with ur bank account… The garnishment thing u have to go to court for and it takes a year or more