If You Dont Pay Credit Card ?

1. Bungalow Says

   I’m sorry, but no one forgets to pay their credit card for 7 months. You may have changed your ph #, but you still get mail.
   Not trying to give you a hard time…I did this myself back around 2001.
   Call them & hope you can set up payment arrangements. They may have even sent this to collections by now, which will make this harder to clean up, unfortunately.
   Go here https://www.annualcreditreport.com/cra/i… and get your 3 reports. You are entitled to one each from all 3 once every 12 months. You only have access to them for 2 or 3 weeks, so be ready to print them up. Hopefully you will only see the original card account, but you might also see this charged off & a collection acct that now owns the debt. Don’t be surprised to see a larger balance that you might be expecting. Late fees are a real $$ killer, believe me!!
   Start yourself a credit file of your own & hang onto these. I have mine from ’85 to present.

2. Bungalow… Says

   I would take care of it as soon as possible. The longer that it stays on your credit report than the more damage it will do your you in the long run.

3. Matthew Says

   They are probably getting ready to send your account to collections. Call them IMMEDIATELY and set up a repayment plan.

4. rtfm Says

   They can sue you, it can go against your credit, they can put a judgement against you and more.

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