payment online solutions and the payment online tools reviews

I just got my first credit card about a month ago. The first closing date is today. I have paid off any charges put on my card as soon as they appear. I had some charges pending close to the closing date so I made a payment figuring the payment would go through right as the charges due. Most of the charges have gone through, but the payment is still pending.
If the payment does not go through until after the closing date is this going to appear as a late payment or affect my credit score in any way?

I want to get a Xbox 360 because all of my friends have Xbox, and that the online is so good. But my parents bother to pay for 40 bucks a year. I keep getting high grades and honor rolls but they don’t want to buy Xbox 360. Does Xbox LIVE worth so much that my parents will buy Xbox 360, or should I buy PS3 instead? Because Xbox has better online, graphics, and price at beginning.

Can I get a car financed on my own next time?
I have bad credit, like a 520. 22 years old. I was able to get financed for a cheap car from suburu for 8 months, but had to have a co-signer. I have a good job so I know I can make the payments on time. If I make the payments on time for the 8 months and pay off the car, do you think its possible that I can be financed in a car on my own next time? Nothing expensive, just a new car for a change instead of a used one. Thanks.

I m located in India. What is the best site for me shopping online with Google Wallet(Checkout)?? No other payment methods are available for me (Like credit card or Debit card). So tell me some site where I can easily buy something.

Sorry if this was posted beforehttp://news.consumerreports.org/money/20…
The Gov is thinking it will not be able to have disability payments by 2017. They are thinking it will no longer be available.

Ok, Im a 15, Sophomore in High School, I always buy & sell things online, through Amazon mostly, such as textbooks, video games, posters, etc. And most of the time I have to use my Mom’s Visa card, which she rarely, is gladly to let me use. So I want to see if there are any Alternatives.
I heard of Paypal & Green Dot, but digital currency doesn’t sound good to me.
Basically, what I’m looking for is a system, card, program, where I can be able to Buy stuff online, & I can send money from my account to other peoples account so I can pay them. And to Sell stuff online, where people can deposit money to my account when my item is sold.

Okay so i found this ad at http://au.catsadoptions.com for ‘free siberian kittens’, contacted the owner and have been sending emails back and forth for the last couple of days, she sent me pictures and i used google to see if she had stolen them off a website but found nothing. her latest email is:
Hello,
i am so happy you love him and can take very good care of him. All
the same, I wish to let you know that,what i need most for now, is a
loving and caring home for this kittens.where they shall be spoiled
with love and beautiful things . From the way you sound on your mail ,
it tells me that my kittens shall be well cared for in your home, as
such i need not ask you to promise if you are going to take good care
of the kitten or not. I want you to know that i am not asking for any
money for this kitten as i love them very much and just want them to
be in a good home. As i know you would always be there for the kitten.
How ever what i ask of you is to promise you shall send me regular
updates on how the kitten is doing and some pictures as well . I am
currently in Darwin with this kitten as that is where i work. Sorry
for the distance,and it is all because i want them to be re homed asap
that made me to contact you as i never can tell who will love they
very much like i do.it is very hard to depart from them as they are
my only comfort as i cannot hear to well(have a problem with my ears
and i have been living with them all along and i just got a job and i
find it difficult to look after them properly as i work for long and
they do not feel comfortable as i am never at home when they need me.
So please when would you like to or intend coming over for viewing
and pick up? Well if you think driving this long over here would be a
little stressing for you , then i can help arrange for a home
delivery to your home, It is going to cost you $200 for the kitten to
be delivery to your home , which you shall be making the payment
upfront and directly to the delivery company. So if that is OK by you
then all you need to do is send me your full contact and delivery
details , which i shall use to process
the change of ownership documents of the kittens to your names and
also have it registered with the delivery company for delivery to your
home . The information i need is….
Your Full Names……………
State…………………….
City……………………..
Your Phone Number………….
Your Post code………………….
House Address…………………
I understand you might be concern on the kitten welfare traveling
this long to your location , considering it’s young nature. How ever i
wish to let you know that, the kitten welfare traveling to your
location is my prime concern and as such i would not put the kitten
into any risk if i know it would be stressing for the kitten .
So therefore i wish to assure you that the kitten would be delivered
to your home safely , with the physical and mental readiness to
rejoin its new home. I would be waiting to read from you asap. And
don’t for get sending pics with time to time.
Sorry for such a long story, but really want to know if this is a scam

I stole money from my closest friend – how do I tell her?
We’ve been best friends for five years, lived together for two.
I do not know what came over me.
I was short for rent money, and I knew she had recently received a large loan for school.
I was scrambling to get rent to my landlord, and when I was $120 short I saw her bank card on the counter. I took it, went to the bank machine by our house, took the money and returned her card to the counter. She had given me her PIN number many times, for various things, over the years. It seemed so easy and brainless. I put it out of my mind and went about my business.
I am a student, my own loans are all spent, and I don’t have a job. I usually don’t know where I will get getting money from next.
I could have asked to borrow the cash, I could have asked family for cash, but either of those would mean I’d have to admit to being a screw-up who can’t make rent. Pathetic of me, both ways.
Here’s where I really went off the deep-end: I did it again yesterday. I was broke, credit card minimum payment and internet bill looming. I took her card, took out cash, returned and made us dinner. Again, out of mind.
Now, she’s noticed. She saw the amounts and immediately called the bank. They told her “Listen, this doesn’t look like fraud. You probably have been scammed by a friend or roommate. We’ll let you know in two weeks.” She didn’t buy it and believes she was defrauded. I was so scared I sat there and let her talk to the bank, reassuring her that it’s not the end of the world (feeling like I was going to puke.)
I’m sure they will tell her they can’t do anything about it, and I’m not concerned about getting caught. I know this bank well – she will be told it wasn’t fraud and she can go to the police if she wants to, and she won’t because she hates that kind of hassle.
I feel so goddamn sick about this, I’m shaking as I type. What I am really concerned about is losing my BEST friend, the BEST person I know.
She has said over the years “I hold grudges – if I lose trust, I don’t hesitate to drop people out of my life.” I am terrified to face her, as terrified as I am right now, facing the fact that I am an awful friend.
I can’t believe I may have just ruined all of my friendships for $220.
I have all the money to pay her back, in cash, in my wallet. I’m going to tell her, approach her with the cash in hand, explain that I needed rent and did the shadiest thing possible to get it. She’s going to have questions about the whole thing, and I have honest answers.
HOW DO I EVEN BEGIN TO DO THIS? We’ve been sitting around the house all day, I am just terrified that as soon as I have this conversation, there’s a chance I’ll be saying goodbye to not only her friendship, but probably other friendships as well.
I need to try my best to salvage this. Really, my life will be in shambles if she can’t forgive me.
What would you NOT want to hear?
“I need to clear something up, I have done the stupidest, lowest thing. -Explain- I don’t expect you to be okay with this, I don’t know if there is anything I can do to make this okay. I just know that I am sick that I did this to YOU of all people, and realize it might be something I’m regretting for a long time.”

I brought 65 tickets today, online on that national lottery website.
I have won before, I won £100, then I won £50 like 10 times or more.
If I won like 1 million *dreaming* how would I Get the money? if I brought the tickets online, would it go right to my bank (which is linked to my lottery account, which I pay for my tickets from). Also, would they know if I won. do I have to check my ticket, it takes so long, would they know if I win?

I posted an ad on Craigslist on the finance category that I need help searching for a lender like a credit union that can finance me with a personal loan. I have bad credit so I’m limited on a lot of stuff. Anyways, the results were most 100 percent of them are scam responses. People who are trying to get my information. Until one day I got an email from a lady saying she wants to help me with a loan simple as that. Shes here in the USA. There is no upfront fees, she asked me how can i trust you that I will pay it back and she also asked for my paypal email address so she can transfer the money in there. Thats pretty much it. She didn’t ask for any other information other than my paypal email address and how I will pay it back. Is there anyway anyone can scam me on this? Has it been done? I have heard of paypal scams through ebay,but what if someone wants to give me a loan?