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How Does Etsy Work For Buyers?

I want to buy these earrings and I’m planning on paying through PayPal. When I pay through PayPal how am I sure that they mail the earrings? What if they don’t mail the earrings and just take the money!? I’m new to online buying so please explain. I heard etsy is similar to eBay. Thanks in advance

By pay online · 2 Comments · May 21st, 2012

If You Get The Ebay Top Rated Seller 20% Discount Do You Have To Wait For Your Invoice?

Or can you keep making one time payments on your fees and still get the discount?

By pay online · 1 Comment · May 20th, 2012

Where Can I Get Either Baby Pink Or White High Heels For Cheap?

I have a super cute short white dress that has a baby pink sash. Ive been looking online for cute AND affordable baby pink or white high heels. Now i dont want the kind of heels that are like stiletos or anything but i dont want old grandma high heels. ;) Also the heels ive looked at were like $200!! I only want to pay like 20 to 30 bucks! or even less if possible!! so please help!!!!!

By pay online · 2 Comments · May 20th, 2012

Do You Think Ordinary People In The Uk Understand The Difference Between Debt And Deficit?

I’m an economist and am concerned that people in the UK do not understand the basics of the situation we find ourselves in. I listen to BBC Radio 5 Live a lot and like to listen to the pubic mood etc and well I think very few get it, I think this is largely the failings of politicians and the mainstream media from right across the political spectrum. I am not trying to make a political point, I just want people to understand what is happening, I think all 3 of the main parties are equally responsible and the bigger picture there is little difference between them!
A budget deficit is simply the difference between tax revenues and public spending where the short fall s funded by borrowing; G>T= Deficit, T>G= Surplus. The deficit adds to the public debt, a surplus reduces it (if surplus is larger then interest payments).
The public debt is the countries cumulative borrowings over time. There is currently no debate about getting the debt down, we are simply taking about reducing/eliminating the annual budget deficit, i.e. making the debt grow less and eventually stop it from growing. The debt is currently £1.05Tn and under current deficit reduction plans will be £1.5Tn by 2016 and the debt will still be growing by then as there will still be a small annual deficit (inc interest – Ir). or the debt to stop growing; T=G+Ir.
I don’t think most people realise what the UK faces to loose, in Greece entire ministries have had to be shut down and services scrapped completely, if we do not address this problem, we will loose our NHS, all state pensions amongst other things, it is a simple mathematical fact. I accept that our situation is quite different to Greece, were not in the Euro blah blah (not here to talk about the Euro). There are a number of countries in the world whose debt has passed the 100% level of GDP, this is the point of no return. Greece, Ireland, Spain etc and The USA have passed this level, it is mathematically impossible for them to save themselves without a collapse and bankruptcy (hence the bailouts to buy time). The USA is in a unique position because of the Dollar being the global reserve currency, this significantly delays the inevitable for them but the Dollar is already starting to die, I suspect they won’t have to face the music until at least 2015, their situation makes them really unique!
I just want to make a wider point about debt: after WWII, Britain had a huge debt and they had a proper plan for it, they eliminated the deficit and had a 60 year plan to pay the debt off, all WWII was finally cleared in 2006. The WWII plan was very sensible, spread the load evenly but over the last 40 years both Labour and Tory Governments decided to add to the debt thinking they would never have to pay it back. Right now, we are struggling to agree that we need to get rid of the deficit, meanwhile that 100% debt/GDP level is fast approaching, there is no plan in place to set out a plan to pay off the debt, we have not even got to a point of considering one, any plan would need to be spread over 50-100years (that debate is where it becomes ideological).
Many of you are probably thinking, to hell with this, why can’t we just default, it’s an option but not a pretty one, I’m guessing most of you have or intend to pension? Well pension funds are the biggest creditor, if we default, your pension fund goes bust, bye bye pension! Probably think by now, that I advocate most of the Governments cuts, you could not be more wrong, they are cutting the wrong things and are indeed damaging our economy, it is counterproductive! front line public service staff should be cut (maybe a very small number in efficiencies but a negligible amount at the very most). There s n ideological debate that all of the public sector is unproductive and the private sector is the productive part of the economy. NOT True! A healthy, well protected work force is essential to productivity, that is why big business gave way and allowed the state to create them in the beginning otherwise it would not have happened (read your late 1800s, early 1900s history). The problem is the safety net became a fishing net and dependence was encouraged, in the beginning standards of living dramatically rose but over time the improvements became less and less as the budgets/debts became bigger and bigger. This is largely down to bureaucrats growing in numbers, the problem is, they have no incentive to be careful with the budget and feel a need to spend all their budget and find new things to do with it because if they don’t spend it all, they might not get as much next time. It is also down to politicians making bigger and bigger promises so that people vote for them, often irresponsible and unaffordable promises!
That final point I made points to a failure of democracy but I believe it can be saved if we make Economics compulsory at GCSE, so people can see both sides non ideologically!
Do you understand?

By pay online · 5 Comments · May 20th, 2012

Math Homework Help.!!!!how Do You Find The Finance Charge.?

On the worksheet it gave me the price,the down payment,the monthly payment and the number of months. The finance charge is blank and I don’t know how to find it. Help me pleaseeeeeee.!!! For example price=$50 down payment=$20,monthly payment=$7 and number of months=6 how do find the finance charge for that??

By pay online · 1 Comment · May 20th, 2012

I Put An Add On Craigs List, Caution, Someone Sent Me A Moneygram For 925 Dollars!?

I think I will be turning in the money to the police the next time they send it. I dont know why they sent it to me it doesnt make any sense I told them I didnt want the job how ever they sent a money gram and didnt send a return address and it had my name on the money gram and their initials were cl and thats it. so strange please help need some one to give advice should I have cashed it anyways? or what do I do next time they send one?

By pay online · 4 Comments · May 20th, 2012

I’ve Been Scammed On Ebay?

Ok I brought a ring a month ago and the item has not arrIved, when I brought the ring the seller had great 100% feedback which I could see but after a week the sellers feedback has been made private and went down to 70%! And since he has changed it to Private I can not see what Others have written :( I have emailed him several times through eBay and got no response so after a month I put in a dispute to PayPal and made it into a claim. The seller responded to PayPal with a tracking number but the thing is all I can see is
Tracking compant: unknown
Tracking number: ———–
Shouldn’t I be able to see the number or do PayPal keep those details hidden?
PayPal has emailed me saying that he has given them this information and they will be investigating it.
It’s clear the ring was either not sent or it will be fake if it does turn up by the feedback going bad so quick. The item is chomping from overseas btw

By pay online · 5 Comments · May 20th, 2012

How Can I Learn The Abacus Free?

I’m 14 and interested in learning the soroban. I want to be able to calculate very quickly. Any free lessons online: not just free demos for paid websites, actual free comprehensive lesson course. Any thing online?

By pay online · 1 Comment · May 20th, 2012

Could Someone Give Me 2 Dollars On Paypal I Will Pay It Back I Promise I Really Need Two Dollars.?

I need two dollars to buy Assassin’s Creed on steam

By pay online · 3 Comments · May 20th, 2012

What Happens If I Buy An Item From Ebay, But Don’t Receive It?

If i were to buy an item on ebay and paid for it but never received the item what would they do? Like would i for sure get all my money back or just half or a percent or nothing at all?
I’m thinking about buying and selling but don’t want to get ripped off, and yes i know paypal is a good thing to have but would they re-inverse my money? Like what if i bought something very expensive say 100,000 dollars..not that i have that much money but would they pay me back the whole thing?
thanks for answers

By pay online · 2 Comments · May 20th, 2012
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